To help students understand ISAs, we've created this glossary of the key terms in every ISA agreement. On an ISA, you pay a fixed share of your income over a set period of time instead of paying upfront or using debt. Unlike with a loan, with an ISA, your payments will vary based on your income: make less, and you’ll pay less; make more, and you’ll pay more. ISAs were created to prevent unsustainable debt (large monthly payments, low salary) and to align incentives between schools and students.

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Here are the key terms to review when considering any ISA:

Read more about how Thinkful is breaking down barriers with living stipends.

Students in the following cities are eligible for an ISA and Living Stipend:

Ann Arbor, MI
Atlanta, GA
Austin, TX
Baltimore, MD
Boise, ID
Boston, MA
Boulder, CO
Charlotte, NC
Chicago, IL
Cincinnati, OH
Cleveland, OH
Columbus, OH
Dallas, TX
Denver, CO
Des Moines, IA
Detroit, MI
Hartford, CT
Houston, TX
Indianapolis, IN
Jacksonville, FL
Kansas City, MO
Las Vegas, NV
Los Angeles, CA
Madison, WI
Memphis, TN
Miami, FL
Milwaukee, WI
Minneapolis, MN
Nashville, TN
Oakland, CA
Oklahoma, OK
Orlando, FL
Philadelphia, PA
Phoenix, AZ
Pittsburgh, PA
Portland, OR
Raleigh, NC
Richmond, VA
Sacramento, CA
Salt Lake City, UT
San Antonio, TX
San Bernardino, CA
San Diego, CA
San Francisco, CA
San Jose, CA
Seattle, WA
St. Louis, MO
Tampa, FL
Washington, D.C.

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